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Rents
in private
tenement
houses,
adjudicated
by the
Constitution
Tribunal
to be
free-market
ones,
and
hence
growing,
cause
that
more
and
more
tenants
seek
the
way
of exchanging
their
rented
flats
for
smaller,
and
cheaper
ones,
and,
first
of all,
such,
in which
rents
shall
be based
on statutory
regulations
and
not
on current
needs
of tenement
building
owners.
It
turns
out
that
the
only
institutions
operating
on the
housing
market
and
capable
of fulfilling
such
requirements
are
Social
Building
Associations
(TBS),
while
the
only
one
of them
in Kraków
that
still
has
ready
and
available
flats
is the
Kliny-Zacisze
TBS
Association.
A
condition
for
obtaining
a flat
from
the
TBS
is one’s
compliance
with
statutory
requirements,
that
is specific
household
income
level,
which
cannot
be exceeded,
and
lack
of any
title
to any
home
in the
city
that
the
given
TBS
operates
in.
In the
case
of persons
that
currently
have
flats
assigned
to them
in private
tenement
buildings,
the
problem
is solved
by an
application
to terminate
the
lease
contract.
It
must
also
be remembered
that
a TBS
tenant
has
to acquire
a cost
sharer,
that
is a
person
or an
institution,
which
shall
finance
a specific
portion
of the
flat’s
price.
By paying
the
financial
contribution,
the
cost
sharer
indicates
the
prospective
buyer
and,
at the
same
time,
obtains
the
right
to dispose
of the
contribution
in future.
The
title
can
be inherited
and
transferred
(that
means,
among
other
things,
that
the
cost
sharer
can
sell
the
title
and
regain
the
invested
resources).
Cost
sharers
may
include
the
tenant’s
parents
or relatives,
employers
who
want
to obtain
dwellings
for
the
staff
they
need,
or real
property
owners
who
want
to release
flats
in their
own
tenement
buildings
and,
in that
way,
facilitate
the
acquisition
of new
homes
to their
tenants.
Cost
sharers
may
also
be any
other
persons,
not
related
to tenants
in any
way,
however,
those
cannot
be the
tenants
themselves.
The
share
contribution
may
be financed
in several
ways:
as a
single
payment
of the
full
amount,
or instalments,
whose
number
and
amount
do not
depend
on the
flat
size,
location
or type
of building,
as well
as bank
loans
obtained
by cost
sharers
(presently,
such
loans
are
granted
by the
LG Petro
Bank,
on condition
of paying
PLN
5,000
of one’s
own
contribution
and
the
repayment
period
arranged
into
even
10 years’
instalments).
Another
way
of financing
the
contribution
share
is the
closing
of one’s
housing
saving
account.
The
account
may
be closed,
and
the
deposit
regained
and
increased
by the
guarantee
bonus
within
several
months
following
the
payment
made
in favour
of the
TBS.
Meanwhile,
the
tenant’s
housing
saving
account
may
be used
for
the
security
which,
in accordance
with
the
rules
in force,
amounts
to the
annual
value
of rent
for
the
given
flat,
including
the
bank
loan
instalments,
and
which
should
be paid
on the
lease
contract
execution
date.
The
security
shall
be returned
on the
day
of flat
vacation.
The
monthly
rent
in the
Kliny-Zacisze
TBS
is presently
PLN
8.05/m2,
and
the
majority
of that
amount
is the
repayment
of the
loan,
contracted
by the
TBS
from
the
National
Housing
Fund.
In that
situation,
the
actual
rent
related
purely
to current
operational
costs,
amounts
to …
as little
as PLN
2.74/m2,
this
being
a regulated
rent,
which
means
that
the
way
of changing
thereof
is specified
in regulations.
Once
the
loan
from
the
National
Housing
Fund
has
fully
been
repaid,
the
tenant
shall
be paying
the
rent
itself
only.
Those
rents
cover
not
only
the
operation
of the
building,
but
also
its
management
and
maintenance
costs,
too.
This
means
that
tenants
will
not
have
to be
troubled
with
repairs
outside
their
flats
(roof,
staircase),
as well
as with
the
building
surroundings
development,
as is
the
case
of condominiums.
The
TBS
flats
can,
by virtue
of law,
be inherited
and
sold
on secondary
market.
The
Kliny-Zacisze
TBS
Association
has
presently
available
several
dozens
of flats
in the
"Pod
Klombami"
housing
estate
(Rydygiera
Street,
the
Rżąka
area),
from
single-bedroom
ones
(26.0
and
32.5
m2)
to double-level
ones
(94.0
m2,
with
two
bathrooms).
Also
available
are
the
remaining
double-room
flats
(49.5
m2)
in Halszki
Street
(the
district
of Kurdwanów).
In addition,
ground-floor
flats
have
small
gardens
that
can
individually
be developed,
while
those
located
above
garages
are
provided
with
spacious
terraces.
All
ground-floor
flats
have
windows
with
anti-burglary
shutters,
furnished
without
any
extra
charges.
It is
also
possible
to negotiate,
by the
end
of the
year,
the
amount
of the
contribution
share
to be
paid.
However,
those
who
resign
from
such
negotiations,
are
able
to get
a free-of-charge
burglary
alarm.
All
flats
in both
housing
estates
have
standard
furnishing
(floor
finish,
painted
walls,
sanitary
ceramic
ware,
stoves)
that
makes
it possible
to move
in immediately
and
without
any
additional
finishing
works.
Each
flat
has
its
own
utility
meters,
thus
tenants
have
to pay
only
for
what
they
have
actually
consumed.
Another
factor
which
undoubtedly
reduces
operational
costs
of new
flats
is the
modern
construction
technology
applied
that
guarantees
considerable
thermal
insulation
of walls
and
windows.
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